Local wire transfers in PLN (Poland)

Overview

A local wire transfer in PLN moves funds between banks in Poland in Polish zloty (PLN). It is valued for its reliability, convenience, and speed, since it goes directly from one bank account to another within the country.

📌 If your Smartcat balance is in a currency other than PLN, the funds are converted to PLN at Smartcat's exchange rate.

Supported currency

Polish zloty (PLN)

Commission

3 USD + 0.5% of the withdrawal amount, converted into the payout currency at the time of the transaction.

💡 You can see which companies reimburse your commission in the My Payouts section — click Learn more on your payout method.

Minimum and maximum payout amounts

From 37 PLN to 150,000 PLN. You can also set a minimum amount below which payments are held — see minimum payout amount.

Required details

Advantages

• Cheaper than an international transfer — there is no intermediary bank, so the commission is lower

• Fast — payouts are processed within 3 business days on the Smartcat side and 1–2 business days on the bank side

• Received in local currency — no extra conversion, so you can use the money immediately

FAQs

I chose this method, but the payment was rejected. Why?

Check the following: you provided local wire transfer details (not international SWIFT); the postal code, city, street, and house number are in the correct fields (not a PO box or email); the account number, bank name, branch (digits only), SWIFT, and account type are correct; and the account holder name matches your bank details exactly, including spaces and symbols. If the details are correct, contact your bank branch for the reason.

I can't find the payment. What does it look like on my statement?

The payment ID has the format PO-XXXXXX-XXXXX and is in your Payout History. The sender appears as SMARTCAT EUROPE BV, AIRWALLEX, or Banking Circle SA, depending on the receiving bank.

Which countries is this method available for?

Only for receiving funds to a bank account in Poland.

I received a payment. What details should I use for billing?

Enter these Smartcat details — Full name: Smartcat Europe BV; Legal address: Strawinskylaan 903, 1077 XX Amsterdam, the Netherlands; VAT no.: NL859832880B01.