Local wire transfer in RUB (Russia)

You can withdraw your earnings in Russian rubles (RUB) directly to a bank account in Russia. This method supports three account types:

  1. Personal bank account

  2. Individual entrepreneur (IE) bank account

  3. Company (legal entity) bank account

Supported currencies

RUB (Russian ruble) Please note that if the currency of your balance in Smartcat is different from RUB, then the funds will be converted to RUB using Smartcat's exchange rate.

Commission

A fee of 4% per transaction applies, with a minimum commission of 50 RUB. The fee is automatically deducted from each payout.

Payout limits

  1. Minimum payout amount: 100 RUB

  2. Maximum payout amount per transaction: 99,000 RUB (technical limit that cannot be increased)

  3. Monthly payment limit: You can receive up to 250,000 RUB per calendar month in total.

  4. Number of transactions: Up to 15 transactions per calendar month.

Required details

When adding this payout method to your profile, you’ll need to enter:

Field

Personal

Individual Entrepreneur

Company

Recipient’s name

Full name in Cyrillic: Name, Surname, Patronymic

Full Individual Entrepreneur legal name in Cyrillic

Company name

INN

12 digits

12 digits

10 digits

BIC

BIC of the receiving bank

BIC of the receiving bank

BIC of the receiving bank

Account number

The account of an individual always begins with the numbers 408 and consists of 20 digits

The account of an Individual Entrepreneur always begins with the numbers 40802 and consists of 20 digits

The account of an individual always begins with the numbers 407 and consists of 20 digits

⚠️ Important: Make sure the details you provide exactly match your bank account information. Incorrect or mismatched data may cause delays or returned payments.

Available countries

  1. Russia (payouts in RUB are available only to Russian bank accounts).

Frequently Asked Questions (FAQ)

I chose this method, but the payment was rejected. Why?

Check that all details are correct — including your full name (as registered with the bank), INN, bank account number, and BIC. Any mismatch or typo may cause the bank to reject the payment.

Who is the sender of the payment?

Payments are sent by Smartcat Platform Inc INN 9909543177 Address: 2810 N Church St PMB 50985, Wilmington, Delaware, 19802-4447, USA Tax applications may not find foreign companies by INN, please search the company by name, it will be enough.

Do I need to handle taxes myself?

Yes. Smartcat does not report your income or automatically file tax declarations. You are fully responsible for reporting and paying any applicable taxes. Please send the receipts for payments received to us at finance@smartcat.ai.

Can I change the account type later?

Yes. You can create a new payout method in your Smartcat profile and select a different account type (personal, IE, or company).