Withdraw earnings in RUB with a local wire transfer (Russia)

Overview

You can withdraw your earnings in Russian rubles (RUB) directly to a bank account in Russia. This method supports three account types:

  1. Personal bank account

  2. Individual entrepreneur (IE) bank account

  3. Company (legal entity) bank account


Supported currencies

RUB (Russian ruble)

📌 If the currency of your balance in Smartcat is different from RUB, the funds are converted to RUB using Smartcat's exchange rate.


Commission

A fee of 4% per transaction applies, with a minimum commission of 50 RUB. The fee is automatically deducted from each payout.


Payout limits

  • Minimum payout amount: 100 RUB

  • Maximum payout amount per transaction: 99,000 RUB (technical limit that cannot be increased)

  • Monthly payment limit: up to 250,000 RUB per calendar month in total

  • Number of transactions: up to 15 transactions per calendar month


Required details

When adding this payout method to your profile, you enter the following details.

Field Personal Individual Entrepreneur Company
Recipient's name Full name in Cyrillic: Name, Surname, Patronymic Full Individual Entrepreneur legal name in Cyrillic Company name
INN 12 digits 12 digits 10 digits
BIC BIC of the receiving bank BIC of the receiving bank BIC of the receiving bank
Account number The account of an individual always begins with 408 and consists of 20 digits The account of an Individual Entrepreneur always begins with 40802 and consists of 20 digits The account of a company always begins with 407 and consists of 20 digits

⚠️ Make sure the details you provide exactly match your bank account information. Incorrect or mismatched data may cause delays or returned payments.


Available countries

  • Russia (payouts in RUB are available only to Russian bank accounts)

FAQs

I chose this method, but the payment was rejected. Why?

Check that all details are correct — including your full name (as registered with the bank), INN, bank account number, and BIC. Any mismatch or typo may cause the bank to reject the payment.

Who is the sender of the payment?

Payments are sent by Smartcat Platform Inc, INN 9909543177, address: 2810 N Church St PMB 50985, Wilmington, Delaware, 19802-4447, USA. Tax applications may not find foreign companies by INN, so search for the company by name instead.

Do I need to handle taxes myself?

Yes. Smartcat does not report your income or automatically file tax declarations. You are fully responsible for reporting and paying any applicable taxes. Send the receipts for payments received to finance@smartcat.ai.

Can I change the account type later?

Yes. You can create a new payout method in your Smartcat profile and select a different account type (personal, IE, or company).

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