Receive payouts by local wire transfer in KES (Kenya)

Overview

Local wire transfer in KES is a transfer of funds between banks in Kenya in the local KES currency. This method is valued for its reliability, convenience, and speed, as it provides a direct transfer from one bank account to another within the country.


Supported currencies

Kenyan shilling (KES)

📌 If the currency of your balance in Smartcat is different from KES, the funds are converted to KES at Smartcat's exchange rate.


Commission

310 KES

You can view a list of companies that are reimbursing your commission in the My Payouts section (click the More Details button on your payout method).


Minimum and maximum payout amounts

From 450 KES to 999,999 KES

Smartcat lets you set the minimum amount at which a payment is sent to you. You can find out more in the article Minimum payout amount.


Required details

Field Individual Company Description
Beneficiary type Individual or company beneficiary
Beneficiary first name Name of the individual beneficiary
Beneficiary last name Last name of the individual beneficiary
Birth date Beneficiary's birth date
Beneficiary company name Beneficiary's company legal name
Recipient's country Beneficiary's country
Recipient's state (province, prefecture) Enter a state, province, or prefecture if the beneficiary's country is the United States, Mexico, Canada, or Japan
Recipient's city of residence City or town from the beneficiary's address
Recipient's address Beneficiary's address, including building number or name
Recipient's postal code Beneficiary's postal code
Account number Beneficiary's bank account number
Bank name Name of the bank receiving the funds
Branch code 3-digit branch code of the beneficiary's bank

Advantages

  • Cheaper than international transfer. This is possible because there is no intermediary bank, and the commission is lower than for an international wire transfer

  • Speed. Payouts are processed up to 3 business days on the Smartcat side and up to 1-2 business days on the bank side

  • Receive funds immediately in local currency. You do not spend money on additional conversions and can use the money in your country right away


FAQs

I chose this method, but the payment was rejected. Why?

Do the following:

  • Make sure you provide payment details for a local wire transfer (not an international SWIFT transfer)

  • Make sure that the postal code, city, street, and house number are specified in the corresponding fields of the details. Make sure that you do not enter a PO box or email address instead of your residential address

  • Check that the account number, bank name, and branch code are correct

  • Make sure that the name of the account holder is entered in the details exactly as it is in the bank details, including all spaces and symbols

If the details you provided are correct, contact your bank branch to find out the reason for the rejection of the payment on the bank's side.

I cannot find the payment. What does the payment look like on the bank statement?

If you cannot find the payment, check your account statement for the following transactions:

As a reference, the payment ID can be specified in the format PO-XXXXXX-XXXXX, which you can find in the Payout History section.

SMARTCAT EUROPE BV or VITESSE PSP LTD is displayed as the sender, depending on the receiving bank.

For which countries is this method available?

The method is only available for receiving funds to a bank account in Kenya.

I received a payment. What details should be used for billing?

When receiving funds by local bank transfer in KES, enter the following Smartcat details in your account:

Full name: Smartcat Europe BV

Legal address: Strawinskylaan 613, 1077 XX Amsterdam, the Netherlands

VAT no.: NL859832880B01

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