Bank card in USD or EUR, UAH

Learn how to receive payments directly to your bank card in USD, EUR, UAH through Smartcat, including details on fees, limits, and currency conversion.

When you use the Bank card payout method, you get payment for your work directly to your bank card and then pay online and offline stores, withdraw cash, and perform other transactions.

Available currencies

  • US dollar (USD)

  • Euro (EUR)

  • Ukrainian hryvnia (UAH)

Please note that if the currency of your balance in Smartcat is different from the selected currency of your bank card, then the funds will be converted to the currency of your bank card using the Smartcat exchange rate.

Commission

The commission fee is:

  •  4% of the payment amount for Armenia, Azerbaijan, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Turkmenistan, Uzbekistan, Ukraine, unless you have special agreements with the customer.

  •  2.9% of the payment amount for other countries , unless you have special agreements with the customer.

You can view a list of companies that are reimbursing your commission in the My Payouts section (click the Learn more button on your payout method).

Minimum and maximum payout amount

  • USD: from 10 USD

  • EUR: from 10 EUR

  • UAH: from 270 UAH

Smartcat allows setting the minimum amount, starting from which the payment will be sent to you. For more information please refer to this article.

Details required for receiving payments

To receive payment in USD, EUR, UAH, you must select the payout currency, then enter the card number, card expiration date, cardholder's name in Latin.

Please note that the first and last name must match the one you specified in your profile. According to clause 4 (B) of the user agreement, the information specified in the account must be complete and reliable, therefore we cannot make payments to a card in rubles that is not issued to you.

Advantages

  • Speed. Payouts are processed up to 3 business days on the Smartcat side and up to 1 business day on the side of the bank that issued the card;

  • Simplicity. No need to fill in a lot of details.

Flaws

Some banks may restrict the receipt of this type of payment (OST transactions - Original Credit Transfer). If the payment to your card was declined for this reason, you can try to link the card of another bank.

Supported payment systems

  • Bank card in USD, EUR, UAH (VISA, Mastercard, Maestro)

  • Receiving a payment to a card in UAH is available only for Ukraine.

Frequently Asked Questions

Q: I chose this method, but the payment was rejected. Why?

A: We recommend following these steps:

  • Make sure that your card details are entered correctly, and that the card is active and has not expired.

  • If the card details are correct and the card is active, contact the bank that issued the card to find out the reasons for the payment rejection

  • Make sure your card is a debit or credit card, prepaid cards are not accepted.

Q: What should I do if the payment is listed as successfully sent in my personal account, but the funds have not been credited to the card?

A: We recommend following these steps: 

Please make sure that you have linked the same card that you expect to receive funds to.

Check your card statement. You may not have received a credit notification, but the money was received on your card.

Contact our support team. Along with the request, we recommend that you send your card statement, which should clearly show your name and the last 4 digits of your card, and the date of the statement request should be from the date the payment was sent to the current date.

Follow the advice of the support team.

If, according to Smartcat, the payment was successful, then we will provide you with ARN and RNN codes as proof of payment. RRN (Reference Retrieval Number)/ARN (Acquirer's Reference Number) are unique identifiers assigned by the servicing bank when the payment is initiated.


You need to contact the claims department of your bank with a written application with ARN and RNN, indicating that this amount was sent directly to the card via Visa Direct\Mastercard Moneysend.

If the bank does not find the transaction, please ask for an official letter of confirmation from the issuing bank that the payment using the details provided could not be found.

Q: I have funds in my balance and added a card as a payout method, but Smartcat did not send the payment, why?

A: There may be several reasons:

  • Your payment deadline has not come up. We usually send funds within 5 days after they are credited to your Smartcat account balance.

  • Your balance has not reached the minimum payout amount after which Smartcat can send you a payment. For more information please refer to this article.

Q: For which countries is this method available?

A: To see if this method is available to you, check your options when adding a payout method in the My Payouts section. If it is listed for the country or region you selected, you will be able to link your bank card as a payout method.

Available countries for receiving card payments in USD and EUR

Åland Islands

Finland

Madagascar

Saint Vincent and the Grenadines

Algeria

France

Malawi

American Samoa

Andorra

French Guiana

Malaysia

San Marino

Anguilla

French Polynesia

Maldives

Sao Tome and Principe

Antarctica

French Southern Territories

Malta

Senegal

Antigua and Barbuda

Gabon

Northern Mariana Islands

Seychelles

Aruba

Gambia

Marshall Islands

Sierra Leone

Benin

Georgia

Martinique

Singapore

Bermuda

Gibraltar

Mauritania

Sint Maarten (Dutch part)

Bhutan

Greenland

Micronesia

Slovakia

Bonaire, Sint Eustatius and Saba

Grenada

Monaco

Slovenia

Bosnia and Herzegovina

Guadeloupe

Montenegro

Solomon Islands

British Indian Ocean Territory

Guam

Namibia

South Africa

Bulgaria

Guernsey

Nepal

South Georgia and the South Sandwich Islands

Cameroon

Guinea-Bissau

Netherlands

Spain

Cabo Verde

Guyana

New Caledonia

Sri Lanka

Cayman Islands

Heard Island and McDonald Islands

New Zealand

Suriname

Chile

Holy See

Niger

Svalbard and Jan Mayen

Christmas Island

Hungary

Norfolk Island

Swaziland

Cocos (Keeling) Islands

Iceland

Norway

Sweden

Cook Islands

Indonesia

Oman

Thailand

Croatia

Isle of Man

Palau

Togo

Curaçao

Italy

Papua New Guinea

Tokelau

Cyprus

Jersey

Peru

Tonga

Czechia

Kenya

Philippines

Tunisia

Denmark

Kiribati

Pitcairn

Turks and Caicos Islands

Dominica

Kuwait

Poland

United Kingdom of Great Britain and Northern Ireland

Ecuador

Lao People's Democratic Republic

Korea

United States Minor Outlying Islands

Egypt

Latvia

Réunion

Uruguay

Equatorial Guinea

Lesotho

Romania

Viet Nam

Estonia

Liechtenstein

Saint Barthélemy

British Virgin Islands

Ethiopia

Lithuania

Saint Helena, Ascension and Tristan da Cunha

U.S. Virgin Islands

Falkland Islands (the) [Malvinas]

Luxembourg

Saint Kitts and Nevis

Wallis and Futuna

Faroe Islands

Macao

Saint Martin (French part)

Western Sahara

Fiji

Macedonia

Saint Pierre and Miquelon