Local wire transfer in AUD (Australia)

Local wire transfer in AUD is a transfer of funds between banks in Australia in the local currency AUD. This method is valued for its reliability, convenience and speed, as it provides a direct transfer from one bank account to another within the country.

Supported currencies

Australian dollar (AUD)

Please note that if the currency of your balance in Smartcat is different from AUD, the funds will be converted to AUD at the Smartcat exchange rate on the day of the payment.


1.5 AUD

You can view a list of companies that are reimbursing your commission in the My Payouts section (click on the Details button on your payout method).

Minimum payout amount


Smartcat allows setting the minimum amount, starting from which the payment will be sent to you. You can learn more in the article "Minimum payout amount".

Required details





Beneficiary type

Individual or company beneficiary

Beneficiary first name

Name of the individual beneficiary

Beneficiary last name

Last name of the individual beneficiary

Birth date

Beneficiary's birth date

Beneficiary company name

Beneficiary's company legal name

Recipient’s country

Beneficiary's country

Recipient's city of residence

City or town from the beneficiary's address

Recipient's address

Beneficiary's address, including building number or name

Recipient's postal code

Beneficiary's postal code

Account number

Beneficiary's bank account number, 5 to 20 characters long


Six-digit beneficiary's bank code (no spaces or other characters)


  • Cheaper than international transfer. There is no intermediary bank, and the commission is lower than for an international wire transfer.
  • Speed.  Payouts are processed up to 3 business days on the Smartcat side and up to 1-2 business days on the bank side.
  • Funds are received immediately in the local currency. You do not spend money on additional conversions and can immediately use the money in your country.

Frequently Asked Questions

Q: I chose this method, but the payment was rejected. Why?

A: Act as follows:

  • Make sure you provide payment details for a local wire transfer (not an international SWIFT transfer).
  • Make sure that the postal code, city, street and house number are specified in the corresponding fields of the details. Make sure that you do not enter a PO box or email address instead of your residential address.
  • Check if the account number, bank name, branch (only digits are allowed), SWIFT, account type are correct.
  • Make sure that the name of the account holder is entered in the details exactly as it is in the bank details, including all spaces and symbols.

If the details you provided are correct, contact your bank branch to find out the reason for the rejection of the payment on the bank's side.

Q: I cannot find the payment. What does the payment look like on the bank statement?

A: If you cannot find the payment, please check your account statement for the following transactions:

As a reference, the payment ID can be specified in the format PO-XXXXXX-XXXXX, which you can find in the Payout History section.

SMARTCAT EUROPE BV, AIRWALLEX or Banking Circle SA is displayed as the sender, depending on the receiving bank.

Q: For which countries is this method available?

A: The method is available exclusively for receiving funds to an Australian bank account.

Q: I received a payment. What details should be used for billing?

A: When receiving funds by local bank transfer in AUD, you need to enter the following Smartcat details in your account:

Full name: Smartcat Europe BV
Legal address: Strawinskylaan 613, 1077 XX Amsterdam, the Netherlands
VAT no.: NL859832880B01.

If you have any questions, please contact our support team, we'll be happy to help.

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