Receive payments with bank cards in multiple currencies

When you use the Bank card payout method, you get payment for your work directly to your bank card and then pay online and offline stores, withdraw cash, and perform other transactions.

• US dollar (USD)

• Euro (EUR)

• Ukrainian hryvnia (UAH)

• Russian ruble (RUB)

Please note that if the currency of your balance in Smartcat is different from the selected currency of your bank card, then the funds will be converted to the currency of your bank card using the Smartcat exchange rate.

The commission fee is:

•  4% of the payment amount for Armenia, Azerbaijan, Belarus, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Turkmenistan, Uzbekistan, Russia, Ukraine, unless you have special agreements with the customer.

•  2.9% of the payment amount for other countries , unless you have special agreements with the customer.

You can view a list of companies that are reimbursing your commission in the My Payouts section (click the Learn more button on your payout method).

• RUB: from 100 RUB to 200,000 RUB

• USD: from 10 USD

• EUR: from 10 EUR

• UAH: from 270 UAH

• The amount of one transaction cannot exceed 99,000 RUB. 

• The total amount to be paid during one month cannot exceed 495,000 RUB.

• The number of payments during a calendar month cannot exceed 15 transactions.

Smartcat allows setting the minimum amount, starting from which the payment will be sent to you. For more information please refer to this article.

Bank cards in USD, EUR, UAH. To receive payment in USD, EUR, UAH, you must select the payout currency, then enter the card number, card expiration date, cardholder's name in Latin.

Bank card in RUB. To receive payment in RUB, you must specify the name of the cardholder (Name, surname, patronymic in Latin) and card number. The holder's name must be listed even if you are adding an unnamed card.

After you provide your payment information, we will moderate the card, which usually takes no more than two days.

If your card does not pass moderation, you will receive an email at the address provided in your profile asking for more information.

Please note that the first and last name must match the one you specified in your profile. According to clause 4 (B) of the user agreement, the information specified in the account must be complete and reliable, therefore we cannot make payments to a card in rubles that is not issued to you.

• Speed. Payouts are processed up to 3 business days on the Smartcat side and up to 1 business day on the side of the bank that issued the card;

• Simplicity. No need to fill in a lot of details.

Some banks may restrict the receipt of this type of payment (OST transactions - Original Credit Transfer). If the payment to your card was declined for this reason, you can try to link the card of another bank.

At the moment, there are restrictions on cards issued by some banks in Russia, Belarus, and Ukraine. If the payment cannot be sent to your bank, an error message will appear when you select the payout method. If there is no error message, then sending payments to your bank is available.

• Bank card in USD, EUR, UAH (VISA, Mastercard, Maestro)

• Bank card in RUB (VISA, Mastercard, Maestro)

Receiving a payment to a card in UAH is available only for Ukraine.

Receiving a payment to a card in UAH is available only for Ukraine.